To support investors we provide a portfolio of all the essential financial services required in conjunction with Smart Financial Services (www.b-smart-finance.co.uk).
This means we can manage your portfolio for you as many of our longer term investors like to do. If you are new to Lets Rent Property you may wish to arrange a meeting face to face to discuss how we can help.
Broadly, there is little difference between arranging a Buy-to-Let mortgage for investor landlord’s and a standard mortgage for owner-occupation. Buy-to-Let mortgages are subject to the usual status checks. Loans can be arranged for terms of between five and 45 years and for up to 80% of the value of the property.
Through the Buy-to-Let initiative, rents achievable from an investment property can be taken into account, provided a professional letting agent is to be responsible for letting and managing the property.
Insurance cover is now available for rental protection, in the event of a defaulting tenant, and for legal expenses in addition to the normal building and contents insurance.
Insurance cover is now available for rental protection, in the event of a defaulting tenant, and for legal expenses in addition to the normal building and contents insurance.
You should also budget for Building/Contents/Rental and Legal Expenses insurance Cover,